Guiding you home
Buying a home is one of the biggest financial and personal decisions you’ll ever make — and Sam Xing Real Estate is here to guide you through every step. My role goes far beyond handling the transaction. I’ll be by your side to answer questions, provide clarity, and make the process as smooth as possible.
With my experience and the trusted resources of CENTURY 21®, I’ll help you find not just a house, but the home that’s right for you and your family.
Supporting you every step of the way
When you’re buying a home, Sam Xing Real Estate does more than just set up showings. I start with an in-depth consultation to understand your needs, preferences, and financial readiness. From there, I provide market insights and professional advice to guide your search and identify the right properties for you. I represent you throughout the offer and negotiation process, manage all paperwork and deadlines to ensure full legal compliance, and coordinate inspections, appraisals, and due diligence while resolving any issues that arise. I also connect you with my trusted network of lawyers, lenders, inspectors, and contractors to support a seamless experience.
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HOME BUYER'S GLOSSARY
AMORTIZATION PERIOD
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
APPRASIAL
The process of determining the market value of a property.
CLOSED MortgageS
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
Closing date
The date on which the new owner takes possession of the property and the sale becomes final.
Collateral
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
Deposit
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
Equity
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
MORTGAGE
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
Term
The period of time the financing agreement covers. The terms available are; 6 month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
CENTURY 21 Landunion Realty Inc. Brokerage
INFO & SERVICES
CENTURY 21 Landunion Realty Inc. Brokerage
7050 Woodbine Avenue, Suite 106, Markham, ON L3R4G8
(905) 475-8807
INFO & SERVICES
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The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system. The trademarks REALTOR ® , REALTORS ® and the REALTOR ® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license. This listing content provided by REALTOR.ca has been licensed by REALTOR® members of The Canadian Real Estate Association. Not intended to solicit properties currently listed for sale or buyers under contract.
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